NEXT REWARD $100
Once 100 people stake $10,
the system automatically distributes a reward of $100.
Didn't win? Don't worry!
Your investment keeps earning up to 20% per year.
Next reward…
| PEOPLE ACTIVE | REWARDS | WINNERS |
|---|---|---|
| 1 | $1 | BwN…jhw |
| 10 | $10 | DH9…tw9 |
| 100 | $100 | ? |
| 1,000 | $1,000 | ? |
| 10,000 | $10,000 | ? |
| 100,000 | $100,000 | ? |
| 1,000,000 | $1,000,000 | ? |
| 10,000,000 | $10,000,000 | ? |
| 100,000,000 | $100,000,000 | ? |
| 1,000,000,000 | $1,000,000,000 | ? |
| PEOPLE | REWARD | WINNER |
|---|---|---|
| 1 | $1 | BwN…jhw |
| 10 | $10 | DH9…tw9 |
| 100 | $100 | ? |
| 1k | $1,000 | ? |
| 10k | $10,000 | ? |
| 100k | $100,000 | ? |
| 1M | $1M | ? |
| 10M | $10M | ? |
| 100M | $100M | ? |
| 1B | $1B | ? |
Stake $10, save the token to your account,
and enter the draw for the reward.
Stake to win!
| STARTER PLAN | APY | LOCK PERIOD/MONTH | LIQUID TOKEN |
|---|---|---|---|
| $100 | 12% | 03 | 102 USD20 |
| $500 | 14% | 06 | 530 USD20 |
| $1,000 | 16% | 12 | 1,160 USD20 |
| $5,000 | 18% | 60 | 11,400 USD20 |
| $10,000 | 20% | 120 | 61,900 USD20 |
| $10 | 20% | 120 | 61.91 USD20 |
| DEPOSIT | APY |
|---|---|
| $10 | 20% |
| $100 | 12% |
| $500 | 14% |
| $1,000 | 16% |
| $5,000 | 18% |
| $10,000 | 20% |
Invest over $100 to earn more.
It also unlocks invitations and you earn $5 for each activated invitation.
Why 20apy?
Brazil has one of the highest interest rates in the world.
Brazilians often pay over 400% per year to credit costs.
20apy exists to reduce the cost of credit and restore financial dignity for Brazilians.
We provide credit backed by high-quality assets.
This structure allows the system to generate sustainable returns.
That's why we can offer terms of up to 20% per year.
Join our purpose! Help reduce abusive interest rates.
Compete for rewards and earn up to 20% apy.
Next reward: $100.
A Web3 wallet Solana with stablecoin USDC or USDT. If you already operate with wallets and stablecoins daily, it's two steps: connect your wallet and do the $10 Stake Minimum.
$10. The ticket was designed to eliminate barriers and let anyone experience the model without committing significant capital. The barrier isn't money, it's understanding.
You need to understand the basics: wallet, stablecoin, and stake. If you already operate in Web3, you'll feel at home. 20apy wasn't built to educate beginners, it was built to deliver value to those who already understand how the game works.